Retire well with a smart, all-in-one, peace of mind autopilot solution.
Intelligently adaptive asset allocation adjusts to reflect the balance between the real and perceived risks.
If the real risk is low and the perceived risk is high, we increase exposure to stocks and reduce exposure to bonds. If the real risk is high and the perceived risk is low, we decrease exposure to stocks and increase exposure to bonds. The dynamic, rules-based process is based on our proprietary quantitative market cycle framework tested to consistently perform on over 50 years of historical data.
or $50/year for every $10,000 invested. Underlying ETF fees will add approximately 0.05%.
Consider the benefits
√ An autopilot algorithmic solution implemented according to tested predefined rules
√ Based on evidence
√ Invested using just four low-cost highly liquid ETFs
√ Flexible to your changing risk levels
√ Held at your trusted custodian
√ Delivered for a low-cost fee
√ Cancellable at your option any time
√ Expected to give you better results with less drawdown stress
1. We expect smaller outperformance in years when the equity market rises and more significant outperformance in years when the equity market declines. Disclaimer: This target goal and the example results shown in the chart are based upon the results obtained by testing our rules-based process over a 30-year period starting in 1986, however, there can be no assurance that this strategy will be able to achieve its objectives or similar returns in the future. With secular growth for the coming decades expected to be lower than it has been historically, it is prudent to project lower returns for a conventional 60/40 portfolio going forward. Our target goal of 9% nominal returns is thus 3.0% lower than our strategy would have achieved over the past 30 years.